Two-Step, One-Step or Instant Funding: an honest comparison

We sell three products. They are not three price points for the same thing — they are three genuinely different trades between cost, speed and how much room you get to be wrong.

Here is the comparison we would give you if you asked in person.

The numbers, on a $50,000 account

Every one of those is published before purchase and does not change afterwards.

What you are actually buying

Two-Step is the most forgiving account we offer, and the cheapest. The widest overall drawdown of the three, and the lowest target to clear in the first phase. The price of that room is a second evaluation phase — you prove yourself twice.

At $225 it is also the cheapest route to a $50,000 account by a wide margin. If you are optimising for the best odds of eventually being funded, this is the one.

One-Step buys speed with risk. One phase instead of two, so you reach a funded account sooner. The daily limit and the leverage are identical to Two-Step; what changes is the overall drawdown, which tightens from 7% to 6%, and the target, which is 10% in a single phase rather than 8% then 5%.

Less room and a higher single-phase bar, for a higher fee. Choose it because you want to be funded quickly, not because it looks easier.

Instant Funding skips the evaluation entirely. No target, no phases, funded from the day you buy it. It is more than ten times the price of Two-Step at the same account size, and its drawdown works differently from both: it follows your closed balance upward and then locks permanently at your starting balance once you are 8% up.

You are buying time, not ease.

The thing most comparisons leave out

Look at the gap between the daily and overall limits.

Every one of the three allows $2,500 a day at $50,000. The difference is what sits behind it: $3,000 in total on One-Step, $3,500 on Two-Step, $4,000 on Instant Funding. On One-Step, two bad days at the daily limit take you past the overall one.

And the floors behave differently. Two-Step and One-Step are static — set once and never moving. Instant Funding's follows your closed balance up and then locks at your starting balance, which means the room you have depends on where you have already been.

We would rather say that plainly than let you find it out in week two. If trading under a floor that moves is not how you work, Instant Funding is the wrong product regardless of how attractive "no evaluation" sounds.

A rough decision rule

• You hold positions across days and expect drawdown along the way → Two-Step. A trailing floor punishes exactly the open-position swings your strategy depends on.
• You close flat most sessions and want to be funded fast → One-Step.
• You have a proven record and value time over money → Instant Funding.
• You are not sure → Two-Step. It is the cheapest, the most forgiving, and you can buy something else later once you know your own numbers. There is no limit on how many evaluations you may purchase.

What does not change

The profit split is 80/20 in your favour on all three forex & CFD models. It does not improve on the expensive product and it does not degrade on the cheap one. Our crypto and Funded Futures programmes pay 90/10 — different products, on their own rulebooks.

There is no time limit on any evaluation, no minimum monthly volume, no interview and no track record requirement. What there is, on all three, is a rule worth knowing before you withdraw: requesting a payout locks your maximum-loss level at your original starting balance. Take all of your profit out and the balance is back at that level — which breaches it. Leave the buffer in, or buy the Remove Lock Upon Payout add-on at checkout.

Maximum allocation is $1,000,000 in active assessments and $1,000,000 in funded accounts, except on Instant Funding, which is capped at $190,000 — one of each of its five sizes.

Run your own numbers on the calculator, or read the full forex & CFD rules first — we would genuinely rather you bought the right one than the expensive one.